Synchrony TransactTM
 
New Application
Program Name One
Individual
 
Review Terms and Conditions
 

Before applying, please scroll below the “Accept & Submit” button to view and read each of the following: (1) a PDF of the Credit Terms (including rate, fee and other cost information) and the Privacy Policy; and (2) the Application Disclosures (including the Consent for the Social Security Administration to disclose my SSN Verification to Synchrony Bank (“SYNCB”) and SentiLink Verification Services Corp.).

I acknowledge that I have received a paper copy of the SYNCB credit card application. I have read and agree to all Terms and Conditions set forth below. Selecting “Accept & Submit” constitutes my electronic signature.

This is an application for a credit card account issued by Synchrony Bank (“SYNCB”). If this application is not approved by SYNCB, you direct SYNCB or Merchant to share all of your application information, on your behalf, with other lending and/or lease to own providers (and their service providers) in connection with your desire to obtain financing or a lease to own product. You authorize such lenders and/or lease to own providers (or their service providers) to make inquiries they consider necessary (including requesting reports from consumer reporting agencies and other sources) in evaluating offers for you. The rates, fees, and other credit terms provided with this application apply only to the account issued by SYNCB. Other financing or a lease to own products may have different rates, fees, and terms. Notwithstanding the foregoing, SYNCB and Merchant have no obligation to share your application information.

 
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Provide the applicant information below.


For Terms & Conditions click here
 
PLEASE READ BEFORE APPLYING

Important information about rates, fees, and other cost information, billing rights and privacy policy.

 
 
APPLICATION DISCLOSURES
 
I ask Synchrony Bank ("SYNCB") to issue me a SYNCB Credit Card (the "Card") and I agree:
 
  • To the SYNCB Credit Card agreement ("Agreement").
  • I am providing the information in this application to SYNCB and to dealers/merchants/retailers that accept the Card and program sponsors (and their respective affiliates), and I consent to SYNCB's providing information about me to dealers/merchants/retailers that accept the Card and program sponsors (and their respective affiliates) for their own business purposes.
  • SYNCB may obtain credit reports and other information, including employment and income, about me to evaluate my application and for other purposes.
  • SYNCB, and any other owner or servicer of my account, may contact me about my account, including through text messages, automatic telephone dialing systems and/or artificial or prerecorded voice calls for informational, servicing or collection related communications, as provided in the Address/Phone Change and Consent To Communications provisions of the Agreement. I also agree to update my contact information.
  • The Agreement will govern my account and includes: (1) a resolving a dispute with arbitration provision that limits my rights unless: (a) I reject the provision by following the provision's instructions or (b) I am covered by the Notice for Active Duty Military Members and their Dependents set forth in the Agreement;and (2) makes each applicant responsible for paying the entire amount of credit extended.
  • Authorization for the Social Security Administration to Disclose Your Social Security Number Verification. I authorize the Social Security Administration (SSA) to verify and disclose to SYNCB through SentiLink Verification Services Corp, SYNCB's service provider, for the purpose of this transaction whether the name, Social Security Number (SSN) and date of birth I have submitted matches information in SSA records. My consent is for a one-time validation within the next 90 days.
 
Federal law requires SYNCB to obtain, verify, and record information that identifies you when opening an account. SYNCB will use your name, address, date of birth, and other information for this purpose.

If you apply with a Joint Applicant, each of you will be jointly and individually responsible for obligations under the Agreement and by signing below, you each agree that you intend to apply for a joint credit.

You are applying for financing through SYNCHRONY BANK at the address below.

Synchrony Bank
170 West Election Road, Suite 125
Draper, Utah 84020